Health Plan Summary
The Ochsner Student Health Insurance Plan is an excellent, cost-effective plan for students while at school. The plan is typically less than half the cost of similar coverage available in the public market. -2018 Plan Brochure Coming Soon-
Cost and Period of Coverage |
||
Annual*1/1/2018-12/31/2018 |
||
Student Only |
$1,950 |
|
Dependent rates are in addition to the student rate |
||
Spouse |
$1,950 |
|
Each Child |
$1,950 |
|
*Premiums include an Administrative Service Fee |
||
|
Network |
Non-Network |
|
|
Plan Maximum |
Unlimited |
Unlimited |
|
Deductible |
$2,000 |
$2,000 |
|
Out-of-Pocket Expense Limit |
$6,850 Ind/ $13,700 Family |
$6,850 Ind/ $13,700 Family |
|
Coinsurance |
80% of PA |
60% of U&R |
|
Preventive Care |
100% of PA (no cost sharing) |
60% of U&R |
|
Inpatient Hospital Expense |
80% of PA |
60% of U&R |
|
Physician's Office Visit |
100% of PA after $25 copayment (ded. waived) |
60% of U&R after $25 copayment |
|
Urgent Care |
80% of PA after $50 copayment |
60% of U&R after $50 copayment |
|
Emergency Services Expense |
80% of PA after $100 copayment |
80% of PA after $100 copayment |
|
X-Ray and Laboratory |
80% of PA |
60% of U&R |
|
Prescription Drug Benefits- Prescriptions should be filled at a Participating Cigna Pharmacy Network |
100% of PPO Allowance after a: - $25 Copay for Generic Drugs; or -$50 Copay for Preferred Brand or -$70 Copay for Brand |
|
|
PA= Preferred Allowance UR= Usual & Reasonable
*This summary is provided as a courtesy and is not meant to replace or override the terms and conditions detailed in the insurance policy/brochure. Please refer to the policy/brochure to verify medical coverage, eligibility, exclusions, limitations, and for more detailed information. |
||
Interested in getting coverage?
Fill out the form below or call 855.215.7510 and an agent will be with you shortly!
