Health Plan Summary

 

 

The Ochsner Student Health Insurance Plan is an excellent, cost-effective plan for students while at school. The plan is typically less than half the cost of similar coverage available in the public market. -2018 Plan Brochure Coming Soon-

 

 

                      Cost and Period of Coverage

 Annual*                                                                          

1/1/2019-12/31/2019                                                                           

Student Only
$1,950

    Dependent rates are in addition to the student rate

Spouse 
$1,950
Each Child
$1,950
             *Premiums include an Administrative Service Fee
 

 

Network

 

Non-Network

 

Plan Maximum

 

Unlimited

 

Unlimited

 

Deductible

 

$2,000

 

$2,000

 

Out-of-Pocket Expense Limit

 

$6,850 Ind/ $13,700 Family

 

$6,850 Ind/ $13,700 Family

 

Coinsurance 

 

80% of PA

 

60% of U&R

 

Preventive Care

 

100% of PA (no cost sharing)

 

60% of U&R

 

Inpatient Hospital Expense

 

80% of PA

 

60% of U&R

 

Physician's Office Visit

 

100% of PA after $25 copayment (ded. waived)

 

60% of U&R after $25 copayment

 

Urgent Care

 

80% of PA after $50 copayment

 

60% of U&R after $50 copayment

 

Emergency Services Expense

 

80% of PA after $100 copayment 

 

80% of PA after $100 copayment

 

X-Ray and Laboratory

 

80% of PA

 

60% of U&R

 

Prescription Drug Benefits- Prescriptions

should be filled at a Participating Cigna

Pharmacy Network 

 

100% of PPO Allowance after a:

- $25 Copay for Generic Drugs; or 

-$50 Copay for Preferred Brand or

-$70 Copay for Brand

 

                 PA= Preferred Allowance                                                                                        UR= Usual & Reasonable 

 

*This summary is provided as a courtesy and is not meant to replace or override the terms and conditions detailed in the insurance policy/brochure.  Please refer to the policy/brochure to verify medical coverage, eligibility, exclusions, limitations, and for more detailed information. 

 

 

 

 

 

 

Interested in getting coverage?

Fill out the form below or call 855.215.7510 and an agent will be with you shortly!

If you call 855.215.7510, you will be connected with a licensed agent to provide assistance in finding and enrolling in a plan. Our volume has increased due to Open Enrollment, but we care about getting your questions answered and helping you in a timely manner so we recommend calling if you are able.

Contact us today! We'd love to hear from you.

For Support and to Enroll, You Must Call

855.215.7510

Quick and Easy Personalized Enrollment

Ok, Let’s see some quotes.