Student Health Plan Summary
The Ochsner Student Health Insurance Plan is an excellent, cost-effective plan for students while at school. The plan is typically less than half the cost of similar coverage available in the public market. -2018 Plan Brochure Coming Soon-
Cost and Period of Coverage |
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Annual*1/1/2018-12/31/2018 |
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Student Only |
$1,896 |
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Dependent rates are in addition to the student rate |
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Spouse |
$1,896 |
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Each Child |
$1,896 |
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*Premiums include an Administrative Service Fee |
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Network |
Non-Network |
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Plan Maximum |
Unlimited |
Unlimited |
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Deductible |
$2,000 |
$2,000 |
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Out-of-Pocket Expense Limit |
$6,850 Ind/ $13,700 Family |
$6,850 Ind/ $13,700 Family |
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Coinsurance |
80% of PA |
60% of U&R |
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Preventive Care |
100% of PA (no cost sharing) |
60% of U&R |
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Inpatient Hospital Expense |
80% of PA |
60% of U&R |
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Physician's Office Visit |
100% of PA after $25 copayment (ded. waived) |
60% of U&R after $25 copayment |
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Urgent Care |
80% of PA after $50 copayment |
60% of U&R after $50 copayment |
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Emergency Services Expense |
80% of PA after $100 copayment |
80% of PA after $100 copayment |
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X-Ray and Laboratory |
80% of PA |
60% of U&R |
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Prescription Drug Benefits- Prescriptions should be filled at a Participating Cigna Pharmacy Network |
100% of PPO Allowance after a: - $25 Copay for Generic Drugs; or -$50 Copay for Preferred Brand or -$70 Copay for Brand |
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PA= Preferred Allowance UR= Usual & Reasonable
*This summary is provided as a courtesy and is not meant to replace or override the terms and conditions detailed in the insurance policy/brochure. Please refer to the policy/brochure to verify medical coverage, eligibility, exclusions, limitations, and for more detailed information. |
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Please Note: A complete list of benefits will be availble on the Letter of Agreement (LOA).
Interested in getting coverage?
Fill out the form below or call 855.215.7510 and an agent will be with you shortly!
