Student Health Plan Summary




The Ochsner Student Health Insurance Plan is an excellent, cost-effective plan for students while at school. The plan is typically less than half the cost of similar coverage available in the public market. -2018 Plan Brochure Coming Soon-



                      Cost and Period of Coverage



Student Only

    Dependent rates are in addition to the student rate

Each Child
             *Premiums include an Administrative Service Fee






Plan Maximum












Out-of-Pocket Expense Limit


$6,850 Ind/ $13,700 Family


$6,850 Ind/ $13,700 Family




80% of PA


60% of U&R


Preventive Care


100% of PA (no cost sharing)


60% of U&R


Inpatient Hospital Expense


80% of PA


60% of U&R


Physician's Office Visit


100% of PA after $25 copayment (ded. waived)


60% of U&R after $25 copayment


Urgent Care


80% of PA after $50 copayment


60% of U&R after $50 copayment


Emergency Services Expense


80% of PA after $100 copayment 


80% of PA after $100 copayment


X-Ray and Laboratory


80% of PA


60% of U&R


Prescription Drug Benefits- Prescriptions

should be filled at a Participating Cigna

Pharmacy Network 


100% of PPO Allowance after a:

- $25 Copay for Generic Drugs; or 

-$50 Copay for Preferred Brand or

-$70 Copay for Brand


                 PA= Preferred Allowance                                                                                        UR= Usual & Reasonable 


*This summary is provided as a courtesy and is not meant to replace or override the terms and conditions detailed in the insurance policy/brochure.  Please refer to the policy/brochure to verify medical coverage, eligibility, exclusions, limitations, and for more detailed information. 




Please Note:    A complete list of benefits will be availble on the Letter of Agreement (LOA).






Interested in getting coverage?

Fill out the form below or call 855.215.7510 and an agent will be with you shortly!

If you call 855.215.7510, you will be connected with a licensed agent to provide assistance in finding and enrolling in a plan. Our volume has increased due to Open Enrollment, but we care about getting your questions answered and helping you in a timely manner so we recommend calling if you are able.

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